FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government
For Individuals

Get Up to a $600 Bonus

Earn yours when you complete qualifying activities as a new checking client.*

Our Checking Account Offers

Open an North Haven Community Bank checking account and enjoy a tailored banking solution that fits your needs. For a limited time, new checking clients can receive up to a $600 bonus!*

TO QUALIFY FOR $600 CASH BONUS: Make 3 or more qualifying direct deposits totaling at least $12,000 into the new account within the first four months of account opening. Maintain a positive account balance at the time of bonus processing.

TO QUALIFY FOR $300 CASH BONUS: Make 3 or more qualifying direct deposits totaling at least $3,500 into the new account within the first four months of account opening. Maintain a positive account balance at the time of bonus processing.

The qualifying 3 or more ACH direct deposits must be made to the new account within the first four months of the new account being opened ("Qualification Period"). For example, if the account was opened in February, the four-month qualification period would be February, March, April, and May.

Qualifying ACH direct deposits include recurring electronic direct deposits of a paycheck, pension payment, social security payment or other government benefits payment deposited into the checking account from an employer or government agency. Deposits made by teller/ATM/mobile deposits, micro-deposits, online and mobile banking transfers, wire transfers, debit card transfers, transfers between North Haven Community Bank accounts, external transfers from other accounts at other financial institutions or brokerages, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify as a qualifying direct deposit.

After successful completion of the recurring qualifying ACH direct deposit requirement, cash bonus will be credited into the new ONB Everyday or Preferred Checking account between the 121st and 140th day after account opening. Eligibility for the bonus requires that the account be open and maintain a balance greater than $0 at the time the bonus is credited, which will occur between the 121st and 140th day after account opening. Accounts that are closed, restricted, have a zero or negative balance at the time of bonus processing are not eligible to receive the bonus.

The bonus may be taxable and may be reported on IRS Form 1099. Please consult your tax advisor regarding any tax consequences associated with the bonus. North Haven Community Bank nor their employees provide tax advice. Limit one cash bonus per customer [Taxpayer Identification Number (TIN)/Social Security Number (SSN)] regardless of the number of checking accounts opened. Recipient(s) (customer TIN/SSN) of cash bonus shall not be eligible to receive a cash bonus on any other Old National personal checking account.

Promotional offers are not available for customers with an existing North Haven Community Bank personal checking account (including owners; signers on joint accounts), personal checking accounts closed within the last 36 months or have been paid on an North Haven Community Bank personal checking promotional bonus in the past 36 months or North Haven Community Bank employees.

North Haven Community Bank reserves the right to extend or discontinue offer at any time without notice. Not valid with any other North Haven Community Bank checking account offers. North Haven Community Bank reserves the right, in its discretion, to disqualify any account and withhold the promotional bonus if North Haven Community Bank determines that the account was established for the purpose of exploiting the promotional offer or otherwise constitutes promotional abuse.

1 North Haven Community Bank Preferred Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current Annual Percentage Yield [APY] for North Haven Community Bank Preferred Checking accounts accurate as of 2/1/2025 is 0.01% on account balances in all balance tiers. Fees may reduce earnings on this account.
2 Zelle® is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle® to send money to anyone you don’t know. Transfers require enrollment with Zelle® and must be made from an eligible North Haven Community Bank consumer deposit account to a domestic bank account or debit card. Dollar and frequency limits apply. See your Mobile Banking Service Agreement for details, including cut-off and delivery times. Data connection required. Wireless carrier charges may apply. Neither North Haven Community Bank nor Zelle® offers protection program for any authorized payments made with Zelle®. All rights reserved. Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
3 There are no North Haven Community Bank fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information. Not all accounts or customers are eligible for Mobile Deposit. Deposits subject to verification and may not be available for immediate withdrawal. See Terms in App for deposit limits and other restrictions.
4 No ATM Transaction Fees charged for North Haven Community Bank debit Mastercard® and ATM card transactions made at North Haven Community Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by North Haven Community Bank. Access to Allpoint Network is not available for Home Equity Line Access cards.
5 Monthly service charge will be reinstated at the end of scheduled duty.
6 North Haven Community Bank will waive our Foreign ATM Fee for the first 5 cash withdrawals per calendar month from other banks’ U.S. ATMs. You may incur separate ATM surcharge fees from the owner or operator of the ATM.

Checking Account

Everyday banking made easy with no monthly fees and unlimited transactions.

  • No monthly maintenance fee
  • Free online and mobile banking
  • Free debit card
  • Overdraft protection available
Open Account

High-Yield Savings

Grow your money with competitive interest rates and flexible access.

  • 2.50% APY interest rate
  • No minimum balance
  • International Association of Deposit Insurers (IADI) up to $250K
  • Mobile banking access
Open Account

Money Market

Higher interest rates with check-writing privileges and debit card access.

  • 3.25% APY interest rate
  • $2,500 minimum balance
  • Limited check writing
  • Debit card included
Open Account

Certificate of Deposit

Lock in guaranteed returns with our competitive CD rates and terms.

  • Up to 4.50% APY
  • Terms from 3 months to 5 years
  • $1,000 minimum deposit
  • Guaranteed rate of return
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IRA Accounts

Plan for retirement with traditional and Roth IRA options.

  • Traditional and Roth options
  • Tax advantages
  • Investment options available
  • Retirement planning tools
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Youth Savings

Help young savers build good financial habits with our youth accounts.

  • Ages 13-17 eligible
  • No monthly fees
  • Financial education resources
  • Parent/guardian oversight
Open Account

Digital Banking Features

Bank anywhere, anytime with our comprehensive digital banking platform

Mobile Banking

Full-featured mobile app for iOS and Android devices

Online Banking

Secure web portal for all your banking needs

Account Alerts

Real-time notifications for account activity

Bill Pay

Schedule and manage all your bill payments online

Ready to Start Your Banking Journey?

Open your personal account today and experience modern banking at its best